About Us

The business of O.S. Financial Planning (formerly Overman Shay) dates back to 1994 when its then partners established their first office in Mitchell St, Albury. The business subsequently relocated to its present “Tower Chambers” Office in Lawrence St Wodonga in 1999.

During this time our preference has been to remain a small, efficient business. In this way our clients can expect a personalised experience as our staff are able to remain familiar with all of them. At the same time we are of sufficient size to ensure that our services are provided in a timely manner.

Currently our two key Financial Planners, Mark Byron & Paul Shay, are supported by two administration staff.

As a small, privately-owned Financial Planning Business, there are no financial relationships that might impact the quality and nature of our advice. As is typical of any Professional Person, we operate strictly on a “fee for service basis”.

As a holder of the “Financial Planning Association of Australia’s”  (FPA) designation as a “Professional Practice”, we are committed to always acting in your best interest and are focused on improving your financial situation. We are committed to upholding the FPA Code of Conduct and Ethical Charter and the Financial Adviser Standards and Ethics Authority (FASEA) Code of Ethics

Our Services are primarily suited to:

  • Those seeking to grow or accumulate their personal wealth.
  • Those keen to learn about the principles of investment and the various strategies available to enhance investment returns whilst managing risk.
  • People who have retired or are nearing retirement seeking retirement and investment strategies.
  • Anyone interested in the operation of a Self-Managed Superannuation Fund.
  • Those needing some help considering their Estate planning options prior to meeting with their Solicitor.
  • Small business operators seeking to build “off balance sheet” investments for their future or wanting to discuss retirement/succession strategies.

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Why O.S. Financial Planning?

• We treat every client as an Individual. Everyone is different and therefore every solution needs to be tailored to suit your needs.

• We talk to you about your short, medium and long term goals, so as to gain an understanding of what is important to you. It’s not all about dollars and cents.

• Our goal is for you to understand the principles of investment. We believe that Financial Planning is as much about education as it is about investing and strategies.